Clipyourphotos

Clipyourphotos.com is a simple and quick online flash-based photo editor that lets you add cool frame effects to your digital photos. Simply upload a picture from your computer and select a frame for your picture. You can choose from a variety of cool frame designs such as rough, museum, circuit, wood, curvy, paint and many more.Once finished, framed image can be saved back on to your computer.

Bored of Black and white you have choice to test as well.